AgenticBTC

AgenticBTC — Terms of Service

Effective Date: March 8, 2026

Last Updated: March 4, 2026

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1. Introduction and Acceptance

These Terms of Service ("Terms") govern your access to and use of the AgenticBTC platform, API, dashboard, and related services (collectively, the "Service") operated by BK Block Solutions ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

We reserve the right to modify these Terms at any time. Material changes will be communicated via the dashboard or email associated with your account. Continued use of the Service after such notice constitutes acceptance of the revised Terms.

2. Description of the Service

2.1 Routing Infrastructure

AgenticBTC is payment routing infrastructure. The Service analyzes available payment rails and selects the optimal route for a given transaction based on cost, speed, and availability. AgenticBTC is analogous to a mapping service that selects a route — selecting a route does not make the mapping service a transportation company.

2.2 Non-Custodial Architecture (BYON)

AgenticBTC operates on a Bring Your Own Node/Wallet ("BYON") model. You connect your own accounts with third-party payment providers (e.g., Coinbase, Strike, PayPal, Venmo, Stripe) and your own wallets or nodes (e.g., Lightning nodes, on-chain Bitcoin wallets, USDC wallets on Base L2).

AgenticBTC never holds, controls, custodies, or transmits your funds. All fund movements occur directly between you (or your authorized AI agent) and the third-party payment rail you have connected. We do not have access to, possession of, or control over any user funds at any time.

2.3 Supported Payment Rails

The Service currently supports routing across the following rails:

Availability of specific rails depends on your connected accounts and the recipient's capabilities. We may add or remove supported rails at any time.

2.4 User and Agent Decision-Making

You (or your authorized AI agent acting on your behalf) make all financial decisions, including but not limited to: whether to initiate a payment, the recipient, the amount, and the currency. AgenticBTC's role is limited to selecting which connected payment rail to use for routing optimization. We do not initiate, authorize, approve, or execute financial decisions on your behalf.

3. Account Registration and Security

3.1 Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements in your jurisdiction to use the Service.

3.2 Account Information

You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials, API keys, and all connected wallet and payment provider credentials.

3.3 Account Security

You are solely responsible for all activity that occurs under your account, whether or not authorized by you. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

4. AI Agent Usage

4.1 Your Agent, Your Responsibility

AgenticBTC is infrastructure designed to be accessed by AI agents acting on behalf of users. If you deploy, authorize, or permit an AI agent to interact with the Service on your behalf:

(a) You are solely responsible for all actions taken by your AI agent, including all payment routing requests, transaction initiations, and any consequences arising therefrom.

(b) You are responsible for configuring, constraining, and supervising your AI agent. This includes setting appropriate spending limits, recipient restrictions, and operational parameters.

(c) AgenticBTC is not liable for any decision made by your AI agent, including decisions that are unintended, erroneous, or inconsistent with your expectations.

(d) AgenticBTC does not develop, deploy, or control your AI agent. We provide routing infrastructure only.

4.2 Agent API Access

AI agents access the Service through our API. All API usage by your agent is treated as usage by you and is subject to these Terms. You must ensure your agent complies with all applicable terms, rate limits, and usage policies.

5. Fees

5.1 Service Fee for Routing Infrastructure

AgenticBTC charges a per-transaction service fee for routing infrastructure ("Service Fee"). The Service Fee is collected separately from and independently of the underlying payment amount. The Service Fee is collected via the cheapest available rail at the time of the transaction.

5.2 Fee Tiers

| Tier | Description | Service Fee |

|------|-------------|-------------|

| Trial | Initial account usage | A limited number of free transactions (as displayed in your dashboard) |

| Standard | Default tier | 0.5% of routed transaction value |

| Volume | High-volume accounts | Negotiated rate per written agreement |

| Internal | Company internal usage | 0% |

Your applicable tier is displayed in your account dashboard. Tier eligibility and rates are subject to change with notice.

5.3 Fee Clarity

The Service Fee is compensation for routing infrastructure services. It is not a commission, processing fee, interchange fee, or any form of payment for money transmission services.

5.4 Third-Party Fees

You may incur additional fees from your connected payment rails (e.g., network fees, exchange fees, withdrawal fees). These are charged by third parties, not by AgenticBTC. We are not responsible for third-party fees.

6. Prohibited Uses and Restricted Jurisdictions

6.1 Prohibited Conduct

You agree not to use the Service to:

(a) Violate any applicable law, regulation, or ordinance, including without limitation any anti-money laundering (AML), counter-terrorism financing (CTF), or sanctions laws;

(b) Engage in, facilitate, or support transactions involving proceeds of illegal activity;

(c) Circumvent, or attempt to circumvent, any access restrictions, geographic limitations, or security measures implemented by the Service;

(d) Interfere with, disrupt, or impose an unreasonable burden on the Service or its infrastructure;

(e) Reverse engineer, decompile, or disassemble any aspect of the Service;

(f) Use the Service for any purpose other than its intended function as payment routing infrastructure;

(g) Resell, sublicense, or redistribute access to the Service without prior written consent.

6.2 Sanctioned Jurisdictions

The Service is not available to, and may not be used by, any person or entity located in, organized under the laws of, or ordinarily resident in the following jurisdictions: Cuba, Iran, North Korea, Syria, the Crimea region, and Russian-occupied regions of Donetsk, Luhansk, Zaporizhzhia, and Kherson oblasts of Ukraine, or any other jurisdiction subject to comprehensive sanctions administered by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC), or as otherwise designated by applicable law.

You represent and warrant that you are not (a) located in, organized under the laws of, or a resident of any such jurisdiction; (b) listed on the Specially Designated Nationals and Blocked Persons List (SDN List) or any other sanctions list maintained by OFAC, the U.S. Department of State, or any analogous authority; or (c) owned or controlled by any person described in (a) or (b).

6.3 Regulatory Compliance

You are solely responsible for determining and complying with all laws and regulations applicable to your use of the Service in your jurisdiction, including but not limited to tax obligations, reporting requirements, licensing requirements, and regulations governing cryptocurrency, digital assets, and electronic payments. AgenticBTC does not provide legal, tax, or regulatory advice.

7. Third-Party Services and No Guarantee of Completion

7.1 Third-Party Payment Rails

The payment rails accessible through the Service are operated by independent third parties. AgenticBTC does not control, operate, or guarantee the availability, performance, security, or policies of any third-party payment rail.

7.2 No Guarantee of Payment Completion

AgenticBTC does not guarantee that any payment will be successfully completed. Payments may fail, be delayed, reversed, or declined due to factors outside our control, including but not limited to: third-party rail outages, network congestion, insufficient funds, recipient errors, policy changes by rail providers, or blockchain network conditions.

7.3 Third-Party Terms

Your use of connected payment rails is governed by the respective terms, policies, and agreements of those third-party providers. You are responsible for reviewing and complying with all such terms.

8. API Usage

8.1 API Access

Access to the AgenticBTC API is granted subject to these Terms and any applicable API documentation. We may impose rate limits, usage quotas, or other technical restrictions on API access.

8.2 API Keys

You are responsible for safeguarding your API keys. Do not share, publish, or embed API keys in client-side code or publicly accessible locations. Compromised keys should be revoked immediately via the dashboard.

8.3 Acceptable Use

API usage must be consistent with the Service's intended purpose and documentation. We reserve the right to throttle, suspend, or terminate API access that we reasonably determine to be abusive, excessive, or in violation of these Terms.

9. Account Suspension and Termination

9.1 Termination by You

You may close your account at any time by contacting us or using the account closure function in the dashboard. Closure does not relieve you of obligations incurred prior to termination, including any outstanding Service Fees.

9.2 Termination by Us

We may suspend or terminate your account, in whole or in part, at any time and for any reason, including but not limited to:

(a) Violation of these Terms or any applicable law;

(b) Activity that we reasonably believe poses a risk to the Service, other users, or third parties;

(c) Failure to pay applicable Service Fees;

(d) Extended period of inactivity;

(e) Upon request by law enforcement or regulatory authorities.

We will endeavor to provide notice of termination where practicable, but we are not obligated to do so in cases involving suspected illegal activity, fraud, or imminent harm.

9.3 Effect of Termination

Upon termination, your access to the Service will cease. We are not responsible for any consequences arising from the inability to route payments following account termination. Data retention following termination is governed by our Privacy Policy.

10. Disclaimers

10.1 "As Is" Basis

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

10.2 No Financial Advice

AgenticBTC does not provide financial, investment, legal, or tax advice. The Service is infrastructure. Nothing in the Service or these Terms should be construed as a recommendation or endorsement of any particular payment rail, cryptocurrency, or financial strategy.

10.3 No Custodial Responsibility

Because AgenticBTC is non-custodial and never holds or controls user funds, we bear no responsibility for the loss, theft, or mismanagement of funds held in your wallets or accounts with third-party providers.

11. Limitation of Liability

11.1 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL SERVICE FEES PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

11.2 Exclusion of Consequential Damages

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR USE, WHETHER FORESEEABLE OR NOT AND REGARDLESS OF THE THEORY OF LIABILITY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.3 Specific Exclusions

Without limiting the foregoing, the Company shall not be liable for:

(a) Any loss of funds resulting from third-party rail failures, outages, or policy changes;

(b) Any loss resulting from actions taken by your AI agent;

(c) Any loss resulting from unauthorized access to your account due to your failure to secure credentials;

(d) Any loss arising from cryptocurrency price volatility;

(e) Any loss arising from regulatory action in your jurisdiction.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) actions taken by AI agents you have authorized; or (e) any dispute between you and a third party relating to a transaction routed through the Service.

13. Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles.

13.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") shall be resolved exclusively by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall be conducted in Travis County, Texas, before a single arbitrator.

13.3 Waiver of Class Action

YOU AND THE COMPANY EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. All Disputes shall be resolved on an individual basis.

13.4 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights or confidential information.

13.5 Jurisdiction

For any proceeding not subject to arbitration, the state and federal courts located in Travis County, Texas shall have exclusive jurisdiction, and you consent to personal jurisdiction in such courts.

14. Intellectual Property

All right, title, and interest in and to the Service, including its software, API, documentation, trademarks, and all related intellectual property, are and shall remain the exclusive property of the Company. These Terms grant you no rights in the Company's intellectual property except the limited right to use the Service in accordance with these Terms.

15. Miscellaneous

15.1 Entire Agreement

These Terms, together with the Privacy Policy and Risk Disclaimers published at agenticbtc.io, constitute the entire agreement between you and the Company with respect to the Service.

15.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall continue in full force and effect.

15.3 Waiver

The failure of the Company to enforce any provision of these Terms shall not constitute a waiver of that or any other provision.

15.4 Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

15.5 Force Majeure

The Company shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemic, government action, network failures, or third-party service interruptions.

16. Contact Information

For questions about these Terms, contact:

BK Block Solutions

Email: [email protected]

Website: https://agenticbtc.io

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© 2026 BK Block Solutions. All rights reserved.

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